If you
… you do not need to take further action. You do not require frontier insurance.
The basic rule is that you are not required to hold frontier insurance until 31 May 2022, because third-party liability claims incurred by possibly uninsured Ukrainian cars in Germany will be jointly covered by German motor insurers until that date. After an accident, the injured parties will still be protected within the scope of the applicable minimum cover. This amounts to EUR 7.5 million for personal injury, EUR 1.22 million for property damage and EUR 50,000 for financial losses.
If you are Ukrainian coming to Germany in a Ukrainian-insured vehicle and none of the criteria listed under A. apply to you, then you will need frontier insurance.
You can arrange frontier insurance with any Allianz agent anywhere in Germany.
Note: If you experience difficulties in communicating in the place you find yourself, a Ukrainian-speaking Allianz employee may be able to assist you by telephone.
The scope of coverage is the statutory minimum for motor vehicle third party insurance.
Motor vehicle third party insurance covers loss and damages you cause to others with the insured vehicle. This amounts to EUR 7.5 million for personal injury, EUR 1.22 million for property damage and EUR 50,000 for financial losses.
The frontier insurance policy is concluded for a period of 6 months. Upon conclusion with your local contact person, you will receive a corresponding insurance confirmation directly. This is valid as proof of insurance.
The one-time premium depends on the vehicle category:
You pay the premium in cash. The insurance certificate will then be issued to you immediately. This certificate is valid as documentary proof of insurance.
The insurance cover can be renewed once for a further 6 months. After 12 months, you must register your vehicle in Germany and your vehicle should be insured under a standard motor vehicle insurance policy. Under certain conditions, you can apply for an exemption from your competent authority under state law, so that you may continue to drive in Germany beyond the 12 months with a KH limit insurance policy until 31.03.2024.
Information on this can be found at:
If you subsequently continue to insure your vehicle with Allianz, the amount you paid for the last frontier policy you received will be credited once to the new policy.
